Zero Down • 100% funding • No re re Payments for a few months
Save thousands with in-house funding! United Built Homes is the ONLY on-your-site builder in the region that gives real financing that is in-house. This means you will be in the new, custom built home without investing a cent in up-front closing expenses.
Some loan providers charge as much as $10,000 in up-front closing expenses on a $150,000 house:
You can find often no out-of-pocket expenses when you finance with United Built Homes. You are practically home free!
This chart is for instance just; real figures will be different based on loan amount as well as other facets.
United Built Homes typically doesn’t charge origination charges. For clients needing a land payoff, an origination fee may be included on the United Built loan.
The most truly effective Four Methods For Good Credit
1. Preserve a wholesome Credit Rating
Pay your bills on time, lower your financial obligation balances, and work out certain your credit file is error-free.
Concerned about your credit? A reality for you at United Built Homes, we try to make home ownership. Each customer’s funding situation is individually assessed by our finance group. Because we don’t make use of automated underwriting techniques, we could think about additional factors to assist find a method to fund your brand-new house.
2. Keep A Decreased Debt-to-Income Ratio
Your debt-to-income ratio is the total level of financial obligation in comparison to your earnings. Always check your debt-to-income ratio now. The lower the ratio, the higher. Car and truck loans, student education loans, and charge card balances could be huge contributors to your financial troubles load. You will need to pay down balances and give a wide berth to making big acquisitions, such as for instance a brand new automobile, prior to you attempt to fund the new house. (more…)